Last updated: 08.12.2025

1. Overview

This Privacy Policy explains how HAYO Pay (“HAYO”, “we”, “our”, or “us”) collects, uses, and protects the personal information of visitors using www.hayopay.com (the “Website”).

HAYO operates as a technology platform. We do not hold client funds, provide regulated financial services, or perform payment processing directly. All payment-related functionality is delivered by licensed third-party partners.

By using our Website, you agree to the terms of this Privacy Policy.

2. Information we collect

We may collect the following types of information:

a) Information you provide

• Name

• Email address

• Contact details submitted through the contact form

• Any other information you choose to share

b) Automatically collected information

• IP address

• Browser type and version

• Device information

• Usage data, such as pages viewed and time spent on the Website

• Cookies and similar tracking technologies

3. How we use your information

We may use the information we collect to:

• Respond to inquiries submitted through the contact form

• Improve Website functionality and user experience

• Maintain Website security and performance

• Comply with legal obligations

• Communicate with you regarding your inquiry or potential partnership

We do not use your information for:

• Advertising

• Profiling

• Automated decision-making that produces legal effects

4. Sharing your information

We may share your information with:

• Trusted service providers who assist in operating the Website

• Licensed financial partners, if required to respond to your inquiry

• Legal or regulatory authorities when required by law

We do not sell, rent, or trade your personal information.

5. Cookies

Our Website may use cookies to ensure proper functionality and to gather anonymous analytics.

You can disable cookies through your browser settings, but some features may not work correctly.

6. Data storage & security

We implement industry-standard security measures to protect your information.

Your data may be stored on secure servers operated by reputable hosting providers.

Access to personal information is limited to authorized personnel only.

7. International transfers

Your information may be transferred and processed outside your home country. We ensure appropriate safeguards are in place in accordance with applicable data protection laws.

8. Your rights

Depending on your jurisdiction, you may have the right to:

• Access your personal data

• Request correction or deletion

• Request a copy of your information

• Object to or restrict processing

• Withdraw consent (where applicable)

You can exercise these rights by contacting us at contact@hayopay.com

9. Changes to this policy

We may update this Privacy policy from time to time. Updates will be posted on this page with a revised “Last updated” date.

10. Contact us

For questions regarding this Privacy Policy, please contact us using the form available on our Website or via: contact@hayopay.com

Get in touch

We are actively building partnerships with payment providers, issuers and technology partners. For inquiries, collaboration opportunities or documentation requests, please contact us using the form available on our website or via e-mail.

© 2025 HAYO Pay