In today’s regulatory landscape, compliance is not just a requirement. It’s a foundation for sustainable innovation. Fintech companies must navigate strict expectations while still delivering modern, user-friendly experiences.

HAYO is built on a compliance-first philosophy.

We develop software and user interfaces, while all regulated payment functions are handled by licensed issuers and payment service providers. This approach ensures safety, clarity, and trust at every step.

By separating technology from regulated operations, we can innovate responsibly and maintain strong relationships with financial partners who manage the licensed side of the ecosystem.
 

Get in touch

We are actively building partnerships with payment providers, issuers and technology partners. For inquiries, collaboration opportunities or documentation requests, please contact us using the form available on our website or via e-mail.

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